Houston's Roof Insurance Pros
Roof Insurance Claims
Let us do all the heavy lifting negotiating with your insurance company to replace your roof. Our expert team has over 30 years of experience in insurance adjusting and knows exactly how to improve your odds of getting insurance to pay for your new roof.
Our success revolves you winning. Even if your insurance has denied your claim, our professional adjusting team knows exactly the right steps to take in order to re-open your claim and improve your odds of winning.
Haven’t filed a claim yet, but your thinking about it? Our team will meet with the inspector, point out all the damage on the roof, and on the property to ensure they are documenting everything properly.
From there, we will work hand and hand with your insurance company to ensure quick, and easy approvals.
Type of Storm Damage Insurance Claims
Hail Damage
Wind Damage
Tree Damage
Hurricane Damage
Need help with a Roof Claim?
Insurance Claims Made Easy
Living in Houston, Texas we’re no stranger to crazy weather. At Bailey Roofing & Construction our bread and butter are working with insurance companies to replace roofs & interior damage all across Houston and Surrounding areas.
Once you’ve submitted your request, one of our team members will review your information and if any important information is missing, we will make sure to touch base with you promptly.
Prefer to speak to someone directly? Give us a call today at (281) 961-2872, and we will gladly help!
Tell us how we can help
Once you’ve submitted your request, our team will review your request and will reach out if any information is missing
Understanding Insurance Policy & Coverage
Replacement Cost Value "RCV"
RCV insurance policies allows for your insurance provider to cover the complete coverage of the damage to your home, minus your insurance deductible. Your insurance company may still hold back depreciation; however it can be released when the roof replacement is completed.
Example:
- RCV: $25,000
- Deductible: $3,000
- Recoverable Depreciation: $7,000
- Insurance Pays: $22,000
Actual Cash Value "ACV"
ACV insurance policies offer lower premiums; however an ACV policy will subtract the depreciation from the cost of the damages, deductible, and only cover a portion of the damages. Leaving homeowners with large out of pocket costs.
Example:
- RCV: $25,000
- Deductible: $3,000
- Non-Recoverable Depreciation: $7,000
- Insurance Pays: $15,000
The Process of an Insurance Claim for Roof
Have us Inspect Your Roof
Call us before filing an insurance claim to gather all the proper documentation, photos, and information needed to file an insurance claim on your roof. We can also help build the proper game plan to give you the best odds of getting approved for a new roof.
File Insurance Claim
Once we've inspected your roof, and all other damages on the property, you can reach out to your insurance provider to open a claim for wind, hail, hurricane, etc. damage. An insurance adjuster will be scheduled to come out and inspect the property.
Adjuster Meeting
Be sure to let your assigned team member know when the adjuster meeting is. We will be present for the meeting and ensure the adjuster properly documents all damages, and does not overlook any damages on your roof or other parts your home.
Receive Paperwork
A couple weeks after the adjuster meeting, your insurance company will send you the scope of work paperwork. Our team member assigned to your claim will go through the paperwork with you and explain everything covered.
Contract & Deductible
Once the paperwork has been reviewed, we will draft up a contract detailing the scope of work Bailey Roofing & Construction will be responsible for. At that time, the only responsibility required from you will be to pay the deductible.
Supplements
Our in-house team will make sure that any items left off the initial insurance estimate will be supplemented for. A supplement is a request for additional funds for items omitted, items found during construction, or by the material cost.
Roof Replacement
A date will be scheduled with you to replace your roof. Most roofs only take half a day to complete, depending on the size, complexity and weather conditions. A larger house could take up to 1 full day, or 2 days to complete.
Final Payment
Once your roof has been replaced, and additional items like gutters, siding, windows, etc. have been repaired or replaced, we will invoice your insurance company for the final payment.
Completion
Once final payment has been received, we will issue a Certificate of Completion, Warranty Packet, and do a final walk through to ensure everything is done properly, and to your satisfaction.
Proudly Serving
Houston and Surrounding Areas
Bailey Roofing & Construction is Veteran Owned Houston roofing company that services homeowners all across Houston!
Since 2017 our roofing team has been handling all types of roofing projects for our local customers. With 30 years of experience, multiple certifications, and ongoing training under our belt, you can trust that we’re the right team to make your upcoming project a complete success.
Atascocita
Baytown
Bridgeland
Brookshire
Cinco Ranch
Crosby
Cypress
Dayton
Friendswood
Fulshear
Hedwig Village
Huffman
Humble
Jersey Village
Katy
Killeen
Kingwood
Monaville
Navasota
New Caney
Pattison
Pecan Grove
Pinehurst
Richmond
Rosenburg
Sealy
Simonton
Towne Lake
